Terms of Purchase

Effective Date: July 10, 2026
Last Updated: July 10, 2026

These Terms of Purchase govern purchases of digital products, subscriptions, memberships, downloads, templates, reports, assessments, courses, workshops, webinars, software tools, artificial intelligence tools, and other paid resources offered by Guardian Owl Digital, LLC.

Guardian Owl Digital, LLC may be referred to in these Terms as “Guardian Owl Digital,” “Guardian Owl,” “we,” “our,” or “us.” The purchaser or user may be referred to as “you” or “your.”

By completing a purchase, selecting a checkbox accepting these Terms, accessing a purchased product, or using a paid Guardian Owl Digital resource, you agree to be bound by these Terms of Purchase.

If you do not agree to these Terms, do not complete the purchase or access the product.

1. Eligibility and Authority

You must be at least eighteen years old and legally capable of entering into a binding agreement to make a purchase.

When purchasing on behalf of a company or other organization, you represent that you have authority to bind that organization to these Terms.

You are responsible for providing accurate, complete, and current purchasing, billing, and account information.

2. Products Covered by These Terms

These Terms apply to paid offerings that may include:

  • Downloadable documents
  • Templates and worksheets
  • Reports and assessments
  • Educational courses
  • Recorded or live workshops
  • Webinars and training programs
  • Memberships and subscriptions
  • Resource libraries
  • Software and online tools
  • Artificial intelligence enabled products
  • Prompts, code, frameworks, and processes
  • Product bundles
  • Other digital resources identified at checkout

Certain products may have additional terms presented on the sales page, order form, checkout page, invoice, or product portal.

When product specific terms conflict with these general Terms, the product specific terms control for that purchase.

3. Product Descriptions

We make reasonable efforts to describe each product accurately.

Product images, screenshots, examples, mockups, previews, demonstrations, and descriptions are provided for illustrative purposes. Minor differences in appearance, format, functionality, content, or presentation do not make a product defective.

You are responsible for reviewing the product description, included features, system requirements, price, billing frequency, access period, refund terms, and other material details before purchasing.

4. Prices and Taxes

Prices are displayed in United States dollars unless otherwise stated.

Prices may change at any time. A price change will not affect a completed one time purchase.

Applicable sales, use, value added, or other taxes may be added when required by law. You are responsible for taxes associated with your purchase except taxes imposed directly on Guardian Owl Digital’s income.

We may offer promotional pricing, introductory pricing, discounts, bundles, coupons, or limited time offers. Promotional terms apply only during the stated period and may not be combined unless expressly permitted.

We are not required to provide a retroactive discount or price adjustment after a purchase has been completed.

5. Payment Authorization

By submitting payment information, you represent that:

  • You are authorized to use the selected payment method
  • The payment information is accurate
  • You authorize Guardian Owl Digital and its payment processors to charge the amount displayed at checkout
  • You authorize any applicable recurring charges clearly disclosed and accepted during checkout

Payments may be processed by third party providers such as Stripe, Intuit, QuickBooks, or another authorized payment platform.

Your use of a payment provider may also be governed by that provider’s terms and privacy policy.

6. One Time Purchases

A one time purchase is charged once at the price displayed during checkout.

Unless otherwise stated, a one time purchase does not include ongoing consulting, implementation, customization, technical support, future updates, or access to products released after the date of purchase.

Your access period will be stated on the applicable sales page or checkout page. When no period is stated, access will continue for as long as Guardian Owl Digital reasonably maintains the product and your account remains in good standing.

Lifetime access, when expressly offered, means access for the commercially reasonable life of the product or platform. It does not mean the purchaser’s lifetime, Guardian Owl Digital’s perpetual existence, or a guarantee that any third party platform will remain available forever.

7. Subscriptions and Automatic Renewal

Some products are sold as monthly, quarterly, annual, or otherwise recurring subscriptions.

Before purchasing a subscription, the checkout page or sales page will disclose:

  • The amount charged
  • The billing frequency
  • Whether the subscription renews automatically
  • The date or basis on which recurring charges occur
  • Any introductory, trial, or promotional period
  • How to cancel
  • Any applicable refund terms

By purchasing a subscription, you provide affirmative consent for Guardian Owl Digital and its payment processor to automatically charge your selected payment method at the stated billing interval until you cancel.

Your subscription will renew automatically unless canceled before the next scheduled billing date.

Each recurring charge authorizes continued access for the next applicable billing period.

8. Subscription Confirmation

After purchasing a subscription, you will receive an electronic acknowledgment or receipt that may include:

  • The product or subscription purchased
  • The amount paid
  • The billing frequency
  • The automatic renewal terms
  • Instructions for accessing the product
  • The cancellation procedure
  • A link to applicable policies

You are responsible for maintaining a current email address and reviewing communications relating to your account and subscription.

9. Free Trials and Introductory Offers

A subscription may include a free trial, discounted period, or introductory offer.

The applicable sales page or checkout page will disclose:

  • The duration of the trial or promotional period
  • The price charged after the period ends
  • The billing frequency after conversion
  • The deadline and method for cancellation

Unless you cancel before the stated deadline, your payment method will be charged the disclosed subscription price when the trial or introductory period ends.

Only one trial or introductory offer may be permitted per person, business, household, payment method, or account.

We may revoke trial access when we reasonably believe a person is attempting to obtain repeated trials or otherwise misuse an offer.

10. Canceling a Subscription

You may cancel an online subscription through any cancellation function available within your customer account or by emailing:

team@guardianowldigital.com

Use the subject line:

Subscription Cancellation

Please send the request from the email address associated with the purchase and identify the subscription you wish to cancel.

We will not require a telephone call, sales meeting, exit interview, or additional purchase as a condition of cancellation.

Cancellation becomes effective at the end of the billing period already paid for unless otherwise stated.

You will retain access through the end of that paid billing period unless:

  • You request immediate termination
  • Your account is terminated for misconduct
  • Continued access creates a security or legal risk
  • Product specific terms provide otherwise

Canceling a subscription stops future renewal charges. It does not ordinarily create a refund for charges already processed.

Cancellation requests should be submitted before the next scheduled renewal date. A request received after a renewal charge has been processed may apply to the following billing period.

11. Changes to Subscription Terms

We may change subscription prices, features, access terms, or other material conditions.

When required by law, we will provide clear advance notice of a material change using the email address associated with your account or another retainable electronic method.

The notice will explain the change, its effective date, and how to cancel.

Your continued subscription after the effective date constitutes acceptance of the revised terms to the extent permitted by law.

12. Failed Payments

When a payment fails, we or our payment processor may:

  • Retry the payment method
  • Ask you to update your billing information
  • Temporarily suspend product access
  • Terminate the subscription
  • Seek payment of an outstanding balance
  • Use a lawful collection method

You remain responsible for authorized charges incurred before cancellation or termination.

We are not responsible for fees charged by your financial institution, including overdraft, foreign transaction, insufficient funds, or declined payment fees.

13. Payment Plans

A payment plan divides the total purchase price into scheduled installments. It is not a subscription that may be canceled simply because you no longer wish to use the product.

By selecting a payment plan, you commit to pay the full stated purchase price according to the installment schedule.

Loss of interest, lack of use, scheduling conflicts, failure to complete the material, or a change in personal or business circumstances does not cancel the remaining payment obligation.

We may suspend access after a missed installment while continuing to seek payment of the outstanding balance.

Product specific payment plan terms will control when they differ from this section.

14. Delivery and Access

Digital products are generally delivered through one or more of the following:

  • An immediate download
  • An email containing access instructions
  • A customer account
  • A course or membership portal
  • A private link
  • A third party software platform

You are responsible for:

  • Providing a correct email address
  • Checking spam, junk, and promotional folders
  • Maintaining compatible hardware and software
  • Maintaining internet access
  • Downloading materials during the available access period
  • Protecting passwords and access links

Contact team@guardianowldigital.com when you do not receive access within a reasonable period after successful payment.

15. Product License

Purchasing a digital product grants you a limited, revocable, nonexclusive, nontransferable license to use the product for your own personal or internal business purposes.

The purchase does not transfer ownership of Guardian Owl Digital’s intellectual property.

Unless written commercial, agency, team, enterprise, or client use rights are expressly included, you may not:

  • Share purchased files or login credentials
  • Distribute copies to employees, contractors, clients, students, members, or other people
  • Resell or sublicense the product
  • Publish the product online
  • Place the product in a shared public database
  • Remove copyright or ownership notices
  • Claim the product as your original work
  • Create a substantially similar competing product
  • Use the product to train an artificial intelligence model
  • Use templates or materials to provide paid deliverables to third parties

A separate license may be purchased or granted for team, agency, client, classroom, enterprise, or commercial use.

16. Accounts and Credentials

You are responsible for all activity occurring through your account.

You agree to:

  • Keep your password confidential
  • Use accurate account information
  • Notify us of suspected unauthorized access
  • Avoid sharing access with anyone outside the permitted license
  • Avoid attempting to bypass access controls
  • Avoid creating multiple accounts to obtain unauthorized access or promotional pricing

We may suspend or terminate an account when we reasonably believe that credentials have been shared or that an account is being used in violation of these Terms.

17. Prohibited Conduct

You may not use a purchased product to:

  • Violate a law or regulation
  • Infringe intellectual property or privacy rights
  • Misrepresent Guardian Owl Digital’s work as your own
  • Distribute malware or harmful code
  • Gain unauthorized access to a system
  • Scrape, copy, extract, or reproduce protected content at scale
  • Reverse engineer a product except where such restriction is prohibited by law
  • Harass, defraud, deceive, or harm another person
  • Submit confidential or regulated information into an unapproved artificial intelligence tool
  • Create a competing resource based substantially on Guardian Owl Digital’s proprietary material

18. Product Updates and Modifications

We may update, revise, replace, add to, or remove product content or functionality.

Unless an offer expressly includes continuing updates, your purchase does not guarantee future revisions.

We may discontinue a product, platform, community, feature, or support channel when reasonably necessary.

When practical, we may provide notice or a reasonable opportunity to download existing materials before discontinuing access. We are not responsible when a third party platform unexpectedly removes or restricts functionality.

19. Support

The level of support included with a product will be stated in the product description.

Unless expressly included, a purchase does not provide:

  • Individual consulting
  • Website implementation
  • Technical troubleshooting for unrelated systems
  • Legal review
  • Custom recommendations
  • Unlimited email support
  • Priority response time

Support questions may be sent to team@guardianowldigital.com.

20. Refund Policy

Purchases are governed by the Guardian Owl Digital Refund and Cancellation Policy, which is incorporated into these Terms.

Because digital products commonly provide immediate access to proprietary materials, most digital product purchases are final unless:

  • A product specific guarantee expressly applies
  • Guardian Owl Digital approves a refund in writing
  • The same product was purchased more than once accidentally
  • Guardian Owl Digital cannot provide the purchased access
  • A refund is required by applicable law

Failure to use, download, complete, understand, or implement a product does not ordinarily qualify for a refund.

21. Chargebacks and Payment Disputes

Contact team@guardianowldigital.com before initiating a payment dispute so we have an opportunity to investigate and resolve the issue.

A chargeback is appropriate when a charge is genuinely unauthorized or when another legally valid basis exists. A chargeback should not be used to avoid a disclosed refund policy, cancel a payment plan, or obtain a product without payment.

When a chargeback is filed, we may provide the payment processor with records relating to:

  • The purchase
  • Checkout consent
  • Product access
  • Downloads
  • Account activity
  • Email communications
  • Acceptance of these Terms
  • The applicable refund policy

We may suspend access while a payment dispute is pending.

Nothing in this section limits any lawful right to dispute an unauthorized or improper charge.

22. No Guaranteed Results

Purchasing a product does not guarantee revenue, profit, traffic, leads, rankings, sales, growth, advertising performance, artificial intelligence accuracy, regulatory compliance, or another particular result.

Results depend on factors outside Guardian Owl Digital’s control.

The Guardian Owl Digital Digital Product Disclaimer is incorporated into these Terms.

23. Third Party Platforms

Products may rely on third party platforms, payment processors, software, artificial intelligence providers, hosting companies, or integrations.

We do not control third party availability, pricing, policies, security, or functionality.

A third party change may affect a product’s performance or availability. Guardian Owl Digital is not liable for interruptions or losses caused solely by a third party platform outside our reasonable control.

24. Suspension and Termination

We may suspend or terminate access when you:

  • Fail to pay an amount due
  • Share credentials or materials without authorization
  • Violate the product license
  • Engage in fraud or abuse
  • Create a security risk
  • Violate applicable law
  • Materially breach these Terms

Termination for breach does not create a right to a refund.

Sections concerning payment obligations, intellectual property, disclaimers, limitations of liability, indemnification, governing law, and dispute resolution survive termination.

25. Disclaimer of Warranties

To the fullest extent permitted by law, products are provided “as is” and “as available.”

Guardian Owl Digital disclaims express and implied warranties, including warranties of merchantability, fitness for a particular purpose, accuracy, availability, title, and noninfringement.

Nothing in these Terms excludes a warranty or consumer right that cannot legally be excluded.

26. Limitation of Liability

To the fullest extent permitted by law, Guardian Owl Digital and its owners, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, punitive, exemplary, or consequential damages.

This includes lost revenue, profits, data, rankings, traffic, customers, opportunities, goodwill, or business interruption.

Guardian Owl Digital’s aggregate liability arising from a particular product will not exceed the amount you paid for that product during the twelve months preceding the event giving rise to the claim.

This limitation does not apply where prohibited by law.

27. Indemnification

You agree to indemnify, defend, and hold harmless Guardian Owl Digital and its owners, employees, contractors, affiliates, and service providers from claims, liabilities, damages, losses, and expenses arising from:

  • Your misuse of a product
  • Your violation of these Terms
  • Your infringement of another party’s rights
  • Your unlawful activity
  • Content or data you submit
  • Your implementation of a product or recommendation

28. Governing Law and Venue

These Terms are governed by the laws of the Commonwealth of Kentucky, without regard to conflict of law principles.

Any legal action arising from these Terms or a purchase must be brought in a state or federal court with jurisdiction in Jefferson County, Kentucky, unless applicable consumer law requires otherwise.

You consent to the jurisdiction and venue of those courts.

29. Informal Dispute Resolution

Before filing a legal action, you agree to send written notice describing the dispute to:

team@guardianowldigital.com

Guardian Owl Digital will have thirty days from receipt to attempt an informal resolution.

This section does not prevent either party from seeking urgent injunctive relief or pursuing a claim before the applicable limitation period expires.

30. Force Majeure

Guardian Owl Digital is not responsible for delay or failure caused by circumstances beyond its reasonable control, including natural disasters, severe weather, utility failures, internet outages, cyberattacks, labor disruptions, government action, war, civil unrest, epidemics, platform failures, or payment processor interruptions.

31. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in effect.

The invalid provision will be interpreted or modified to the minimum extent necessary to make it enforceable where permitted.

32. No Waiver

A failure to enforce a provision does not waive the right to enforce it later.

A waiver is effective only when made in writing by an authorized representative of Guardian Owl Digital.

33. Assignment

You may not assign or transfer your rights under these Terms without Guardian Owl Digital’s prior written consent.

Guardian Owl Digital may assign these Terms in connection with a merger, acquisition, reorganization, sale of assets, or transfer of the applicable business or product.

34. Entire Agreement

These Terms, together with the applicable product description, checkout disclosures, Privacy Policy, Digital Product Disclaimer, Refund and Cancellation Policy, and product specific terms, constitute the entire agreement concerning the purchase.

They supersede prior statements or communications concerning the same subject.

35. Changes to These Terms

We may revise these Terms periodically.

The version in effect at the time of a one time purchase ordinarily governs that purchase.

Updated terms may apply to future purchases, continued subscriptions, renewals, or continued use after reasonable notice, to the extent permitted by law.

36. Contact Information

Questions concerning these Terms may be directed to:

Guardian Owl Digital, LLC
1205 East Washington Street
Louisville, Kentucky 40206
United States

Email: team@guardianowldigital.com
Website: guardianowldigital.com